Divorced Spouse Benefits: Eligibility and Application Process

Understanding Social Security's Divorced Spouse Program

Navigating the intricacies of Social Security can be daunting, especially when it comes to navigating the rules surrounding divorced spouse benefits. This federally funded program provides financial support to eligible divorced or widowed individuals, but qualifying can be a complex process.

Who Qualifies for Divorced Spouse Benefits?

To qualify for Social Security divorced spouse benefits, you must meet specific requirements:

• You were married to the worker for at least 10 years before divorcing.
• You have not remarried.
• You are at least 62 years old (or 50 if disabled).
• Your former spouse is entitled to Social Security retirement or disability benefits.
• You have not received more than half of the support from your former spouse in the past 12 months.

Widowed individuals may also qualify for survivor benefits if they meet similar eligibility requirements.

Applying for Divorced Spouse Benefits

Applying for divorced spouse benefits can be done online or in person at your local Social Security office. The online application is available on the Social Security website. When applying, you will need to provide documentation proving your marriage, divorce, and other relevant information.

Benefits Considerations

The amount of divorced spouse benefits you receive will depend on several factors, including your former spouse's earnings history, your age when you claim benefits, and your marital status. It's important to note that these benefits are based on your former spouse's work record, not your own.

If you're considering applying for divorced spouse benefits, it's crucial to consult with a Social Security representative to determine your eligibility and guide you through the application process. They can provide personalized advice and help you navigate the complexities of this important program.